Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Online insurance purchase is available subject to our underwriting policies. Certain conditions, limitations and exclusions may apply. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. The information on this page is provided for informational purposes only. We'll help you find a solution that's right for you. Contact us if you have any questions about your premium.

Physical rehabilitation fees for accident victims have also increased.Īll of these factors can affect your car insurance price, whether you've made a claim or not.ĭid you know there are ways you can save on car insurance? For example, if you're a careful driver, sign up for our Ajusto program and you could lower your insurance premium.ĭespite the price hike in car insurance, we're working hard to remain a competitive choice.Inflation has also caused the cost of parts and labour to creep up.The general lack of vehicles, replacement parts and staff shortages at body shops and garages slow down claim-processing times and result in additional costs.Today's vehicles, equipped with driver-assistance features, cost more to repair.Extreme weather events, such as heavy rain, high winds and hail can also push up the number of claims made.

New, and even used, vehicles are harder to come by, which can mean a higher number of car thefts.A return to regular driving habits translates into more accidents.

We've created state-by-state guides to help you find the best and cheapest car insurance in your state, as well as to help you understand your state's car insurance requirements.Let's look at why the cost of auto insurance in Canada has gone up: Different car insurance companies can charge different rates within the same state too. State laws play a big role in how much you pay for car insurance, as most states require a minimum level of coverage before you can hit the road.

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